Surviving Spouse Checklist

After the death of a spouse, there are many details to handle. This checklist can help you with that process by identifying information you will need and outlining steps to take.

• Obtain 10-15 certified death certificates. You will need to send one to the various agencies and companies to make claims or finalize accounts. Check with funeral home director for assistance.
• Locate legal documents, such as last will, letter of instruction, trust documents and all deeds and titles.
• Identify the executor and begin taking inventory of the estate.
• Locate all insurance policies and contracts. Contact life insurance companies to start the claims process.
• Locate recent bank statements, bills, receipts and organizational memberships.
• Contact Social Security Administration, 800-772-1213, to report the death and apply for any available benefits.
• Contact current and past employers for group life insurance benefits, pension plans and other benefits.
• Contact banks and other financial institutions to transfer ownership of accounts.
• Contact creditors to check for credit life insurance or accidental death life insurance.
• Locate last year's tax returns and documents.
• Complete a budget to determine if current expenses will be covered by your income sources.

Consider obtaining the assistance of a Fee-Only financial advisor to help you with these steps, prepare a financial plan or road map for you, and help you ensure a life of financial independence.

» Read More: Life's Pathways, Surviving Spouse